Trusted by over 1,000 businesses, startups and freelancers
Xflow vs Wise
Save up to 50% on your international payments. Enjoy cashback on your processed funds, plus benefits like FREE eFIRA and the freedom to transact without limitations, even for payments over USD 10k.
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Why choose Xflow?
Maximize your savings and simplify every transaction with ease
Affordability
Xflow offers flat fees with no hidden costs. The pricing starts at a flat 1% or a minimum of $8 for monthly volumes up to USD 10k. For volumes above USD 10k, we provide custom pricing plans tailored to your needs.
Cashback on processed funds
Be money wise with Xflow. Process more than USD 10,000 monthly through your Xflow account, and we'll offer you cashback on the funds subject to our terms and conditions. Manage your payouts with Xflow smartly, and get rewarded.
No limits on transaction size
Efficiently collect payments over USD 10,000 in a single invoice. Enjoy the flexibility to smoothly manage payments of any size, simplifying global transactions for your business.
Compliance made simple
Get FREE eFIRA from your Xflow Dashboard within 24 hours of withdrawal. We take care of all the complexities so you can focus on what matters most without any payment hassles.
How Xflow compares to other international payment solutions
v/s Skydo
Both Xflow and Skydo help businesses optimize international payments, but Xflow stands out with no transaction limits, real-time FX rates, and rapid 1-day settlements. Additionally, Xflow offers zero FX margins, free e-FIRA support and cost-effective transfer pricing for startups.
v/s Banks
Traditional banks often have high FX markups, payment size restrictions and settlement delays of 3-7 days. Xflow removes these barriers by offering mid-market FX rates, instant onboarding and next-day settlements
v/s Payoneer
Compared to Payoneer, Xflow prioritises speed, transparency and efficiency. With one-day settlements, real-time FX rates and no hidden fees, Xflow provides you with a faster way to manage international payments
Guaranteed FX
Know precisely what you'll receive, down to the last rupee. Use our Guaranteed Live FX at mid-market rates.
Global payments with ease
Receive payments from 140+ countries seamlessly. No matter where you collect your payments from, experience smooth, hassle-free transactions from USD to INR (more currencies coming soon).
Payment modes to match your preferences
Collect international payments with the same speed and ease as domestic payments. Xflow’s virtual receiving account allows you to receive funds via local payment methods like ACH, Fedwire for USD to INR, or traditional payment methods, like wire, as required.
1 business day settlement
Fast, hassle-free access to your earnings when you need them. Withdraw the amount as you prefer from your Xflow account—fully or partially—and settle payments in your INR bank account in 1 business day. Assured.
Simplified KYC process and tracking.
Get started quickly with a free sign-up, ensuring full compliance and security in just a few easy steps. Easily manage all your international transactions from one central dashboard for smoother global operations.
What our users say
Xflow’s product has added tremendous value to our customers by simplifying cross border payments and helping save costs. The integ
Tej Mulgaonkar
Director
Xflow helps me collect payments from customers across multiple countries. With Xflow, global payments are simplified and reconcile
Varun
Co-founder
Xflow has helped us improve collections by making it easy for my customers to pay using their local payment methods
Hemant Kumar
WeWork India
Xflowpay has built very powerful, robust, and flexible APIs that any organisation can easily consume to launch cross border paymen
Pranav
Head of Forex
Xflow's cross-border payment solution complements our core neobank offering. We love the white-labelled nature of the product. We
Saurabh
Founder
Xflow’s product has added tremendous value to our customers by simplifying cross border payments and helping save costs. The integ
Tej Mulgaonkar
Director
Xflow helps me collect payments from customers across multiple countries. With Xflow, global payments are simplified and reconcile
Varun
Co-founder
Xflow has helped us improve collections by making it easy for my customers to pay using their local payment methods
Hemant Kumar
WeWork India
Xflowpay has built very powerful, robust, and flexible APIs that any organisation can easily consume to launch cross border paymen
Pranav
Head of Forex
Xflow's cross-border payment solution complements our core neobank offering. We love the white-labelled nature of the product. We
Saurabh
Founder
