Improve collections with local payment methods
Offer fast, low-cost and reliable local bank transfers and UPI payments on your product
The simplified India collections stack, built for global payment aggregators
Powerful APIs & solutions that make collections from India convenient, cost-effective, and compliant for international merchants.
Bank transfer via NEFT, RTGS or IMPS
Support medium-to-large value transactions with NEFT, IMPS and RTGS. These payment methods are often free for the payers, available almost 24x7x365 days, and settle near time or within 60 mins.
Online payments via UPI
Add UPI, the most popular consumer payment method, to your checkout and boost conversions. UPI is free to use, settles instantly, and can support transactions up to ₹100,000.
Recurring payments via UPI
Power all kinds of subscription business models with UPI mandates and Xflow's APIs
Netbanking and Local cards (Coming soon)
Watch this space as we offer more payment options to simplify collections from India
Unlock new revenue opportunities without operational complexity
Xflow works with its banking partner to manage all regulatory compliances so that you can focus on growing your business without worrying about India’s complex regulatory landscape.
Support a wide variety of transactions
Support a wide variety of transactions
Collect payments for merchants selling physical goods, digital goods, software and services. Our APIs enable you to create custom experiences which are convenient and compliant
Control your end-merchant experience
Control your end-merchant experience
Xflow settles funds directly to you, allowing you to direct the last leg of fund movement. You determine settlement timelines, pricing, and payment methods for your end merchants
Enjoy competitive and transparent pricing
Enjoy competitive and transparent pricing
Our pricing allows you to offer India collections at highly attractive rates, helping you capture market share in one of the fastest-growing global corridors
Invoice in INR, get paid in multiple currencies
Invoice in INR, get paid in multiple currencies
Xflow supports payouts in all major currencies, including USD, GBP, EUR, AED, CAD, AUD and SGD
Expand your international payments business with Xflow’s APIs
Our APIs are powerful, easy-to-use, and are designed exclusively for cross-border business payments. Integrate effortlessly and get an edge in one of the most exciting markets in the world.
Powerful and flexible APIs
Our APIs help simplify cross-border money movement and provide infinite options to carve an experience that seamlessly blends into your product
Super fast integration
While designing our APIs, we prioritized simplicity, enabling users to build quickly and efficiently with fewer resources. A typical integration takes less than two weeks!
Completely white-labeled
Everything is done over APIs. Your customers engage only with your brand, while Xflow works behind-the-scenes to keep your business running smoothly, 24x7. No redirection of users outside your platform
Trusted by 3000+ businesses across fintech, SaaS, financial services and more
