Global payments made affordable, secure & fast
0% FX markup | No $10000 limit | 1-business day settlement
Calculate your earnings
USD
Xflow fees
Additional charges
Gross USD amount
Live FX rate*
Guaranteed INR deposit:
Extra earnings
**Extra earnings may vary based on different providers
You can use your Xflow account in various ways
Faster payments and predictable cash flows
Small businesses and freelancers use Xflow to collect international payments from their customers across the globe. Customers pay for invoices by making a local bank transfer to their Xflow Receiving Account. Xflow then works with its global banking partners to securely move money to the Indian bank account within 1-business day.
Trusted by 1000+ tech companies, startups and agency owners
Transparent pricing at zero-FX margin
Get enterprise-grade pricing that is directly linked to mid-market rates. Know the precise INR that lands in your account even before you transact.
Collect your money in hours not days
Track your funds throughout the journey and receive them in your bank account in 1 business day.
Backed by the world’s largest banks
All transactions on the Xflow platform are powered by JP Morgan Chase—one of the world’s largest banks—ensuring your money is safe at all times.
eFIRA, now stress free
Get one-click eFIRA/FIRC for all international transactions within 24 hours without having to follow up with a ‘relationship manager’.
Don’t break up your invoices
Collect payments of more than $10000 on a single invoice. Transact without limits.
Secure and reliable at all times
Xflow is ISO 27001 and SOC 2 certified—the gold standard in information security.
Build your international payments business with Xflow’s APIs
Effortlessly embed best-in-class international payments experience on your platform. Our powerful APIs provide multiple monetization opportunities while abstracting away the complexities of cross-border money movement.
APIs to send and receive international payments
A single integration enables you to open up your payments platform for both exports and imports payments.
New monetization opportunities
Platform partners enjoy multiple avenues to monetise the cross-border payment transactions through Xflow’s extensive API framework designed to support multiple pricing levers.
Completely white-labeled
Everything is done over APIs. Your customers engage only with your brand, while Xflow works behind-the-scenes to keep your business running 24x7. No redirection of users outside your platform.
Quick and easy to integrate
Build faster with fewer resources. Flexible APIs to handle any custom flows. Typical integration takes about 2 weeks