Looking for simpler ways to manage international payments? Find a solution with Xflow and Zoho Books

Are you struggling with the complexities of managing international payments? From confusing invoices to hidden fees and slow processing times, handling cross-border payments can be a real challenge for businesses. But what if you could streamline the entire process, save time, and gain better control over your cross-border payments?

Introducing the Xflow integration for Zoho Books marketplace– a simplified solution designed to ease international payments. This integration allows you to effortlessly accept, track, and withdraw international payments directly within your Zoho Books account, leaving you free to focus on what matters most: growing your business.

Receiving international payments via traditional methods like SWIFT or bank transfers often involves high fees, delayed processing times, and complex reconciliation. In addition to this, it leaves businesses piecing together information across multiple platforms, creating opportunities for errors and oversight. Xflow eliminates this complexity by centralizing the entire payment operation. The Xflow solution provides a seamless way to manage and withdraw payments without leaving the Zoho Books environment.

The impact of streamlined payment operations extends far beyond basic transaction management. With Xflow and Zoho Books integration, you gain a comprehensive international payments management system that delivers tangible benefits like:

• Reduced manual reconciliation efforts: Bring in operational efficiency by eliminating manual data entry, allowing your team to redirect their energy toward strategic initiatives that drive growth. The time saved on administrative tasks translates directly to improved productivity and reduced operational costs.

• Better cash flow management: Strive for strategic growth with better cash flow management and reduced payment processing efforts. Get ready to make more agile business decisions. Whether it's investing in new opportunities or expanding into new markets, having quick access to your funds puts you in control of your growth trajectory.

• Convenience and efficiency: Your team doesn’t have to juggle multiple apps or entities to collect international payments. Everything from invoice creation to fund withdrawal is handled within Zoho Books.

Xflow's seamless integration with Zoho Books unlocks a range of powerful features designed to simplify your international payment management:

1. Bank transfer details on invoices

Automatically include virtual bank account information on your invoices, ensuring your clients have accurate and straightforward payment instructions. When creating an invoice in Zoho Books, users can utilize the Xflow app to copy and paste Xflow-provided virtual bank account details into the customer notes. This ensures that payment information is included in the invoice PDF, making it easier for clients to process transactions.

2. Manage invoices in one platform

Keep all your transaction records synchronized within Zoho Books, making it easier to track payments and maintain accurate financial data. With this integration, you can seamlessly sync all Zoho Books invoices with Xflow. Users can monitor the available balance in Xflow within Zoho Books, ensuring that all transaction data stays current in one centralised location. 

3. Withdraw funds from Zoho Books

Withdraw funds directly from your Zoho Books account, eliminating the hassle of transferring funds between different applications. Once a payment is received, users can withdraw funds against the corresponding invoice directly from within Zoho Books. This eliminates the need to switch between multiple platforms and simplifies cash flow management.

4. View your balance in Zoho Books

Stay on top of your available funds with up-to-date information, enabling proactive financial planning and effective cash flow management. Users can easily track available funds in their Xflow account within Zoho Books. Real-time visibility into account balances ensures better financial decision-making and smooth business operations.

In short, Xflow integration for Zoho Books empowers you to:

• Work smarter: Save time and effort by automating key financial processes
• Manage more effectively: Gain better control over your cash flow and improve your financial visibility
• Grow strategically: Focus on your core business objectives and achieve your growth goals

To ensure that every transaction is automatically categorized and recorded, all you need to follow is 3 simple steps:

1. Create an Xflow Account:

• Sign up for a FREE Xflow account at Xflow Dashboard
• Complete the KYC process
• Contact support@xflowpay.com to obtain your live mode developer key. This key is essential for initiating payment collection via the integration



1. Make a note of key points before signing up:

• Xflow supports only India-based merchants
• Xflow is designed for international business payments and supports the countries listed here
• It facilitates USD to INR transactions, with plans to support more currencies in the future
• A complete list of Purpose Codes is available here

3. Connect Xflow with Zoho Books

Install the integration:

• Download Xflow for Zoho Books from the Zoho Marketplace

Authorize connections:

• Zoho Books:
• Click on "Connect" available on the Zoho Books-Xflow connection.
• Click "Accept" to allow Zoho Flow to access your account
• Xflow Connection:
• Click on "Connect" available on the Xflow connection
• Enter your live mode developer key prefixed with "Bearer" (e.g., Bearer sk_live_xxxxx) and click "Connect"

Complete the setup:

• After authorizing both connections, click "Install Extension"
• The installed extension will appear under Integrations & Marketplace → Installed Extensions

Watch this video to know more:

Xflow integration with Zoho Books provides a practical and efficient solution to the complexities of international payment processing. By centralizing key financial tasks within Zoho Books, you can reduce errors, cut costs, and simplify reconciliation. Whether you're a business exporter like an ITeS companies, or a startup, adopting Xflow can lead to streamlined operations, improved cash flow management, and a clearer overview of your financial health.

Don't let outdated payment systems hold your business back. Join the growing community of forward-thinking businesses that have transformed their international payment operations with Xflow. Sign up now to start your journey toward seamless international payments.

[Sign up now]

1. How much does it cost to use Xflow?

Xflow doesn’t charge any account opening fees. The users will be charged a nominal fee only at the time of payout/withdrawal. Check our pricing page to know more: https://www.xflowpay.com/pricing

1. I already have an existing Xflow account. How do I get the developer key?

Great! To request a developer key, contact support@xflowpay.com with your Xflow Account ID.

1. Is the developer key mandatory to install the extension in Zoho?

Yes, the developer key is mandatory.

1. How much does it cost to get a developer key?

You won't be charged anything for obtaining a developer key. 

1. Am I eligible to get an Xflow Account?

If you are an independent professional or a business set up as a company, limited liability partnership, sole proprietorship, or partnership in India and exporting goods or services to customers outside India, you can sign up for an Xflow Account (*subject to our terms and conditions).

1. Are there any businesses or industries that Xflow does not support?

We do not support any business or industry that is prohibited or deemed high-risk under our policies. Check this link https://docs.xflowpay.com/prohibited-business to know more. 

1. Are you licenced to provide these services?

We are authorized as a money service business in Canada to provide payment services. We also partner with fully licensed AD1 banks, such as JP Morgan Chase, to provide these services.

1. I still have some questions: where do I go?

Please write to us at support@xflowpay.com